US guide · Maths & worked examples
Turnover, deposits, and losses are different numbers
Turnover measures stakes, deposits measure money added, and net results measure outcomes. Confusing these figures can distort both bonus progress and budgeting.

- Repeated use of funds can create turnover larger than deposits.
- Turnover does not reveal the final balance.
- Use cash-flow records and settled-game records for different questions.
Define the three ledgers
A deposit records money transferred into an account. Turnover sums stakes on settled or otherwise qualifying wagers under a defined rule. Net result compares relevant stakes and returns over a period. None of these can be substituted for another without examining the transaction history.
A player can deposit $20 and generate $100 of turnover by repeatedly wagering surviving funds. That does not mean only $20 was at risk in every meaningful sense, nor that the player deposited $100.
Separate account cash flow from gaming results
Deposits minus withdrawals can be useful for tracking money moved into a platform, but an opening or closing balance changes the interpretation. Bonuses, reversals, fees, and pending payments add further differences. A bank statement alone does not explain each game outcome.
For a personal review, record opening balance, deposits, withdrawals, closing balance, and promotional adjustments. Then compare the gaming ledger separately. Keep the purpose of each total clear rather than searching for one universal number.
Use the right measure for the question
Bonus progress usually refers to qualifying turnover. Affordability concerns personal money that can be lost. Tax reporting uses its own rules and records; a promotional progress meter is not a tax statement. Never assume that clearing a target proves a particular loss or deduction.
When support supplies a total, ask what period and transaction types it includes. A number can be accurate yet answer the wrong question.
Worked example · hypothetical
Hypothetical example
A fictional account starts at $0, receives a $40 deposit, makes $150 of total wagers, and ends at $25 with no withdrawals or bonuses. The deposit is $40, turnover $150, and cash decrease from the funded balance $15. These three figures describe different events.
Explore the arithmetic with the wagering calculator →
Common questions
Can turnover exceed the original deposit?
Yes. Surviving funds can be wagered repeatedly, increasing total stakes.
Can I use wagering progress as a tax loss figure?
No. Bonus accounting and tax accounting are different. Keep appropriate transaction records and consult current tax guidance.
Sources & further reading
Read the source alongside the explanation. Rules and published terms can change; check the current official position where you live.
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