US edition · Practical learning tools
Bonus terms reference
A printable checklist for bases, contribution, expiry and withdrawal questions.
Printable reference · educational reading aid
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Read the conditions in this order
Start with the full terms and their date, not a headline or a screenshot of a reward amount. Use the same currency throughout any calculation. This sheet explains questions to ask; it does not establish that an offer is lawful, available or suitable for you.
- Place and product: check the local authorization and eligibility conditions before the numbers.
- Balance: distinguish your deposited cash from promotional credit and any winnings. Do not assume a displayed total is withdrawable.
- Base: find whether wagering applies to the bonus, deposit plus bonus, or another stated amount.
- Contribution: check the exact game and eligible stake. A 25% rate counts one quarter; 0% counts nothing.
- Restrictions: record expiry, its starting event and timezone, maximum stake and excluded features.
- Withdrawal: find the scope of any cashout cap, verification process and cancellation consequences.
One transparent calculation
A fictional 50-unit bonus with a 10× bonus-only requirement needs 500 units of qualifying wagering. At a constant 25% contribution, nominal turnover is 500 ÷ 0.25 = 2,000 units. If the base instead includes a 100-unit deposit, the requirement becomes (100 + 50) × 10 = 1,500. These examples assume every counted stake qualifies.
Turnover counts repeated stakes. It is not money you must deposit, a forecast of losses, a schedule or a promise of profit. A maximum stake is a restriction, not a suggested amount to wager. An expiry date creates no obligation to continue.
When information is missing
Write “unknown” rather than substituting zero, full contribution or no limit. A correctly calculated requirement does not resolve missing eligibility or withdrawal wording. Keep the source and date beside any note; ask the provider to clarify the exact clause. You may stop without completing a promotion.
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